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Terms of Service

Please read these terms carefully before using Olutil (Finance Tools).

Last updated: 2026-09-30

Acceptance of Terms

By accessing or using Olutil and its tools, you agree to these Terms of Service. If you do not agree, please do not use the services.

Use of the Service

Our calculators are provided for personal and general informational use. You agree not to misuse the services, attempt to disrupt them, or use them for unlawful purposes.

Estimates Only — Not Financial Advice

These results are estimates for general information only and are not financial, investment or tax advice. Actual figures depend on the terms of your lender or provider and your local tax rules. The tools do not provide financial, investment, tax, legal or accounting advice. Always confirm figures with a licensed adviser, your lender or the relevant authority before making a decision.

No Warranty

The services are provided "as is" and "as available", without warranties of any kind, express or implied, including fitness for a particular purpose or accuracy of results.

Limitation of Liability

To the maximum extent permitted by law, Olutil shall not be liable for any indirect, incidental or consequential damages, or for any financial loss, arising from your use of the services or reliance on any result.

Intellectual Property

All site content, branding and code are owned by Olutil or its licensors. You retain all rights to the figures you enter and to the results you generate.

Third-Party Links and Ads

Our sites may contain links to third-party websites and display third-party advertising. We are not responsible for the content or practices of those third parties.

Paid Features

Some optional features may require payment. Payments are processed by third-party providers, and refunds are governed by our Refund Policy.

Changes to These Terms

We may update these terms from time to time. Continued use after changes constitutes acceptance of the updated terms.

Contact

For questions about these terms, email support@olutil.com.