Project what a long-term investment could grow to. Enter a starting amount, an annual return, a term and any monthly contribution to estimate the future value, the total you put in and the gain, with a year-by-year breakdown. These results are estimates for general information only and are not financial, investment or tax advice. Actual figures depend on the terms of your lender or provider and your local tax rules. Past performance and assumed returns do not guarantee future results.
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How to Use the Investment Return Calculator
Enter your starting amount, an expected annual return, the number of years and any monthly contribution, then press Calculate.
How the result is built
The starting amount compounds at the annual return for the whole term.
Monthly contributions are added each month and compound too.
Total contributed is everything you put in; total gain is the growth on top.
The yearly table shows the balance at the end of each year.
A word of caution
Past performance and assumed returns do not guarantee future results. Markets fall as well as rise, so treat the projection as an illustration, not a promise.
Features
Future value from a lump sum plus regular monthly contributions
Total contributed and total gain shown separately
Year-by-year growth table
Choose your currency and copy the result
All processing runs locally in your browser. Your data is not uploaded to any server.
These results are estimates for general information only and are not financial, investment or tax advice. Actual figures depend on the terms of your lender or provider and your local tax rules.
Past performance and assumed returns do not guarantee future results.