Work out what a car loan really costs. Enter the vehicle price, your down payment, the annual interest rate and the term to see the monthly payment, the total interest and the total cost of the car. These results are estimates for general information only and are not financial, investment or tax advice. Actual figures depend on the terms of your lender or provider and your local tax rules.
100% Local
How to Use the Auto Loan Calculator
Enter the price of the car, how much you will pay upfront, the annual interest rate and the number of years you will finance. Press Calculate to see the monthly payment and the total cost of the car including interest.
Reading the results
Loan amount is the vehicle price minus your down payment.
Estimated monthly payment is principal and interest only.
Total cost adds everything you pay: the down payment plus all monthly payments.
A shorter term usually means a higher monthly payment but less total interest.
Tips
Compare three-year, five-year and seven-year terms side by side. The longer the term, the lower the monthly payment but the more you pay overall.
Features
Monthly car payment and total interest in one view
Total cost of the car, including the down payment
Works for new and used cars with any fixed rate
Choose your currency and copy the result
All processing runs locally in your browser. Your data is not uploaded to any server.
These results are estimates for general information only and are not financial, investment or tax advice. Actual figures depend on the terms of your lender or provider and your local tax rules.